Double-layer Banana Chocolate Chip Cake features mini chocolate chips throughout and is topped with rich, creamy chocolate frosting.

Try Banana Cupcakes or vanilla-custard-filled banana crepes next!

A finished and gorgeous banana chocolate chip cake on a cake stand.

Banana Chocolate Chip Cake

This delicious cake combines sweet banana bread with chocolate chips and is topped with creamy milk chocolate frosting—a family favorite.

Inspired by Sally’s Baking Addiction, this recipe is adapted from her first cookbook, which features new cookie recipes.

Perfect for banana and chocolate lovers, this cake proves that chocolate and banana are a heavenly match. Check out her cookbook here and grab your own copy!

Quick Tip

Ripen bananas quickly by baking them at 350°F for 7-8 minutes until blackened. Cool, discard any liquid, and mash for the cake.

Mixing wet and dry ingredients together, pouring into a prepared cake pan, and baking.

Ingredients In Banana Chocolate Chip Cake

  • Ripe Bananas: Provide moisture, natural sweetness, and banana flavor.
  • Lemon Juice: Enhances the banana flavor and helps maintain color.
  • Butter: Adds richness and helps with the cake’s texture.
  • White and Brown Sugars: Sweeten the cake; brown sugar also adds moisture and a caramel-like flavor.
  • Sour Cream/Yogurt: Adds moisture and creaminess, contributing to a tender crumb.
  • Vanilla Extract: Enhances overall flavor.
  • Eggs: Provide structure, richness, and help with leavening.
  • Flour: The main structure of the cake. (Here’s a video tutorial for how to properly measure flour for this recipe.)
  • Baking Powder and Baking Soda: Leavening agents that help the cake rise.
  • Salt and Cinnamon: Enhance and balance flavors.
  • Chocolate Chips: Add sweetness and texture.
  • Buttermilk: Adds moisture, tenderness, and a slight tang to the cake.
Making and spreading the delicious and creamy frosting over the cake.

How To Make Banana Cake With Chocolate Chips

  1. Preheat oven and prepare the pan.
  2. Mix mashed bananas with lemon juice.
  3. Cream butter and sugars, then add sour cream or yogurt, vanilla, and eggs.
  4. Combine dry ingredients: flour, baking powder, baking soda, salt, cinnamon.
  5. Alternately add dry ingredients and buttermilk to the creamed mixture.
  6. Fold in banana mixture and chocolate chips.
  7. Pour into pan and bake until a toothpick comes out clean.
A slice of chocolate chip banana cake with a bite missing, revealing its fluffy interior

Storage

Meet Chelsea


Hello, and welcome to Chelseaโ€™s Messy Apron! Iโ€™m Chelsea, the recipe developer, food photographer, and writer behind the site. Iโ€™m passionate about creating simple, reliable, and delicious recipes that anyone can make.

Thanks for stopping byโ€”I hope you find something delicious to make!

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14 Comments

  1. Destiny says:

    Iโ€™m really excited to try this cake! Do you use semisweet or milk chocolate chips?

    1. Chelsea Lords says:

      Semi-sweet. Either works great!

  2. Emily says:

    I made this as a sheet cake for a birthday this past weekend. I don’t like my icing super sweet, so I used closer to 2 C sugar and added a TBSP of coffee to bring out the chocolate flavor. It was delicious! Thank you so much for the great recipe.

    1. Chelsea Lords says:

      So glad you guys enjoyed! Thanks for your comment Emily! ๐Ÿ™‚

  3. Kathryn says:

    Made this last week and it was a HUGE HIT! I used chocolate whipped cream frosting from a different recipe.

    The cake caramelized around the edges. Trimmed those off and had them with left over frosting. A sweet snack later for the baker ๐Ÿ˜‰

    1. Chelsea Lords says:

      So happy to hear this was a hit ๐Ÿ™‚ And that does sound delicious! ๐Ÿ™‚

  4. Katie says:

    Cake looks delicious! Do you mind me asking where the cake stand is from? Looking for something just like it.

    1. chelseamessyapron says:

      No not at all! I believe it was from Pier 1, but I did buy it about 4-5 years ago!

      1. Katie says:

        It must be popular because it’s still available in stores…snagged one today! Thanks for responding! This cake will be the first thing I use it for!

  5. aimee says:

    This cake looks absolutely amazing. The chocolate chips throughout and the milk chocolate frosting!! I love banana and chocolate together!

  6. Shawnna Griffin says:

    5 stars
    hey girl- this looks amazing! Yummy!

  7. Samantha says:

    I’m making this tomorrow night for a brunch potluck on Saturday morning. Do you think I could turn it into cupcakes, for easy sharing?

  8. Richa says:

    5 stars
    The cake looks delicious!

    1. Ant says:

      5 stars
      Iโ€™ve made this cake many times and it always comes out amazing! I want to make it again but add some rum to it, any suggestions as to how?